Hi Kumar,
You can use smartform for your requirement
Specify the name of the image as &WA_IMAGE& where WA_IMAGE is the variable name where the actual name of the image is stored.
Based on your requirement write code for getting image nae for WA_IMAGE.
For image upload see this link
http://****************/Tutorials/Smartforms/Graphics/import.htm
For insert image in smartform try like this
Write code here to manage image....